Replacing a residential metal roof can feel overwhelming—especially when you’re dealing with storm damage, insurance paperwork, and tight timelines. If your home in Scottsbluff, NE has recently been hit by wind or hail, your homeowner’s insurance policy may cover part or all of your residential metal roof replacement.

At Pete’s Builders, we specialize in residential metal roof replacement under insurance claim in Scottsbluff, helping homeowners navigate the process from inspection to installation without the stress.

Why Choose a Metal Roof for Your Home?

Metal roofing has become a top choice for residential homes in Nebraska due to its durability, energy efficiency, and modern aesthetic. Compared to asphalt shingles, a properly installed metal roof can last 40 to 70 years and offer better resistance to hail and high winds.

Benefits of metal roofs:

  • Wind resistance up to 140 mph

  • Reflects solar heat, reducing cooling costs

  • Fire-resistant and weatherproof

  • Available in a variety of styles and colors

  • Excellent performance in snow, ice, and storm-prone regions

For homeowners in Scottsbluff and surrounding areas, these benefits make metal roofing a smart long-term investment—especially when insurance can cover part of the cost.

Does Homeowners Insurance Cover Metal Roof Replacement?

Yes—if your roof has sustained storm damage, your insurance may cover the cost to repair or fully replace it. However, navigating insurance claims can be confusing without help.

Our team at Pete’s Builders provides full insurance claim support for metal roof replacements, including:

  • Free roof inspections with photo documentation

  • Claim filing assistance

  • Adjuster coordination

  • Replacement estimates aligned with your policy coverage

  • Material and labor breakdowns for claim transparency

We’ve helped dozens of homeowners in Scottsbluff, Gering, Mitchell, and Western Nebraska get approved for new roofs following hail, wind, and storm damage.

Signs Your Metal Roof Needs Replacement After a Storm

Not all damage is visible from the ground. Here are key signs that indicate it’s time to get your roof professionally inspected:

  • Dents or pitting from hailstones

  • Scratches or removed protective coating

  • Lifted or separated metal panels

  • Leaks in the attic or ceiling after rain

  • Rust developing near seams or fasteners

  • Roofing noise or vibration during strong winds

Even minor damage can lead to major issues later, so a timely inspection is essential to document damage and qualify for insurance support.

Our Residential Metal Roof Replacement Process

When you call Pete’s Builders for a metal roof replacement under an insurance claim, we follow a proven step-by-step process:

1. Free Roof Inspection

We assess the damage, take detailed notes, and provide high-resolution photos for your claim.

2. Insurance Claim Assistance

Our team helps file your claim properly and works with your adjuster for a smooth approval process.

3. Roof Removal & Cleanup

We remove the damaged roof, inspect for structural issues, and prepare the surface for new installation.

4. Metal Roof Installation

Using high-grade materials like standing seam or ribbed panel metal, we install a beautiful, weather-resistant roof built to last.

5. Final Inspection & Warranty

We complete a full walkthrough, register your manufacturer warranty, and ensure you’re 100% satisfied with the result.

Why Scottsbluff Homeowners Trust Pete’s Builders

We’re more than just contractors—we’re your local, licensed, and insurance-savvy roofing partner. Our reputation in Scottsbluff and the Western Nebraska region is built on reliability, honest guidance, and quality craftsmanship.

  • Fully licensed and insured

  • Decades of experience with residential metal roofing

  • Insurance-approved estimates

  • Local storm damage response experts

  • Financing options for uncovered portions

Whether you’re replacing your roof after a hailstorm or proactively upgrading your home, we’re here to make the process simple and stress-free.

Service Areas

Pete’s Builders proudly serves:

  • Scottsbluff, NE

  • Gering, NE

  • Mitchell, NE

  • Bayard, NE

  • Terrytown, NE

  • Surrounding communities across Western Nebraska

Schedule a Free Metal Roof Inspection Today

Think your roof may qualify for an insurance-funded replacement? Don’t delay—call Pete’s Builders today to schedule your free inspection. We’ll walk you through every step and help maximize your insurance coverage.

Phone: 308-270-3979
Residential metal roof experts | Insurance claim support | Local trusted contractor